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Commercial Credit

For Contractors & Businesses

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Interested in opening a credit account with Elliott’s Hardware?

We offer credit accounts for contractors, businesses, schools, government agencies, condo associations, handyman/repair/remodelers, painters, plumbers, rental properties owners, or any other type of use that is not personal. At Elliott’s, we partner with Capital One Trade Credit to handle our commercial credit program. Below are just a few reasons why:

  • 24/7 Account Access for Customers
    • View your purchasing activity, review your balances, print invoices or statements, check your available credit online, anytime, anywhere.
  • More Payment Options
    • Pay online, by phone or by mail.
  • Invoice Creator
    • This is a great tool to manage your billing and create a professional looking invoice for your customers.

Your account can be used at all five locations where you receive the best combination of product selection and customer service. Ask a member of the Elliott’s team for an application or contact us at:

Phone: 800-844-7209 • Email: cnrgar@cnrgstores.com
Complete a Credit Application and fax it to 877-321-6699.

If you would prefer to fill out your credit application online, please fill out the "Request Online Access to Credit Form" and we will email you a link within one business day.

Request Online Access to Credit Form

Frequently Asked Questions

What are the terms of the credit program?

Your Capital One Trade Credit account will function just the same as any other terms-based account. Balances are due, in full, by their due date, as indicated on your statement or invoice. We also offer a grace period before any finance charges are incurred.

What if I need a credit line increase?

Please give Elliott’s or Capital One Trade Credit a call and we will work with you to meet your needs.

Can I pay with a credit card?

If using your credit card works best for your business, we accept Visa, Mastercard, Discover and American Express at time of purchase. By filling out the account information form and emailing it to cnrgar@cnrgstores.com we can set up an account that gives your business a discount for purchasing with us.

**Please note that Capital One Trade Credit accounts can pay online, by phone using your checking account or by mail. However, we are not able to accept credit cards as payment on a Capital One Trade Credit account.

What address do I mail my payment to?

Capital One Trade Credit
Post Office Box 105525
Atlanta, GA 30348-5525

If you have any additional questions, please call Elliott’s or the Capital One Trade Credit customer service team at 1-888-321-6698. Hours are Monday-Friday, 7am-8pm (ET), Saturday, 8am-5pm (ET) or email help@capitalonetradecredit.com.